AEON Financial Service Co.,Ltd.
Results for Fiscal Year 2012
May 17, 2013
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AEON Financial Service Co.,Ltd.
Results for Fiscal Year 2012
President and CEO
Kazuhide Kamitani
from the beginning
Results for Fiscal Year 2012
Organizational Structure of AEON Financial Service
Operating Data
Effects of Changed Settlement Date and AEON Bank Consolidation
Results by Segment
Quarterly Results by Segment
Financial Data
Review of FY 2012
Number of Cardholders and Active Cardholders
Growth in Credit Card Shopping (Consolidated) and WAON Transaction Volume
Expansion of Group Business Field
Recovery of Credit Card Cashing Transaction Volume and Bala
Changes in Business Operations of AEON Bank
Business Merger Campaigns
Number of Disclosure Claims
Allowance for Possible Credit Losses & Provision for Interest Repayment
Key Initiatives for FY2013 Credit Card Business ? Expansion of Number of Domestic Cardholders
Credit Card Business - Strengthening Initiatives for Shift to Senior Customers
Credit Card Business - Initiatives to Improve Annual Activity Rates
Credit Card Business - Use of Customer Data to Promote Marketing
Bank Business - Strengthening Bank Business by Expanding Sales Network
Credit Business - Toshiba Finance to become Consolidated Subsidiary
Credit Business - Synergy with Toshiba Finance
Fee Business - Expansion of E-money Business
Fee Business - Promotion of Internet Business
Fee Business - Expansion of Processing Business
Fee Business - Improved insurance Agency Business/Short-term Small Fee Insurance Business
Fee Business - Development of Debt Collection Business
Fee Business - AEON HOUSING LOAN SERVICE CO., LTD. Initiatives
Growth Centering Around Hong Kong (1)
Growth Centering Around Hong Kong (2)
Growth Centering Around Thailand (1)
Growth Centering Around Thailand (2)
Growth Centering Around Malaysia (1)
Growth Centering Around Malaysia (2)
Overseas Business Results
Strengthening Disaster Recovery
Compression of Interest-bearing Debt
Targets for Operating Credit Balance
Forecast of Results for FY 2013
Presentation File(PDF 3.9 MB)