Results for the First Half of FY2017

from the beginning

Results for the First Half of FY2017

• Consolidated results and business outline

• Consolidated results of business scale

• Results by segment

• Domestic/Global segment results by graph (Domestic)

• Domestic/Global segment results by graph (Global)

• Consolidated balance sheet

• Improve profitability of asset ~capital efficiency by securitization~

• Summary:Domestic business

• Summary: Global business

Future Direction

• Our Vision “Asia’s No. 1 Retail Financial Service Company

• Progress and schedule in IT/System investment

Main initiatives from FY2017 2H

• Improvement of convenience and labor productivity

• Strengthen marketing efforts

• Improvement of asset profitability and labor productivity

• Re-growth of global business

• Forecast of Results for FY2017

AEON Thana Sinsap Thailand FY2017 1H Initiatives

• Consolidated results and business outline

• Key Initiatives 1 - New customer acquisition

• Key Initiatives 2 - Optimization of credit cost

Future direction

• Expansion of customer base

• Initiatives at Cambodia

• (Reference) FY2017 1H Results (Hong Kong, Thailand, Malaysia)(Slide only)

• (Reference) 1H FY 2017 Results (Hong Kong, Thailand, Malaysia)(Slide only)

• (Reference) Allowance for Doubtful Accounts and Allowance for Loss on Refund of Interest Received by Segment(Slide only)

• (Reference) FY 2017 Business Plan (Domestic)(Slide only)

• (Reference) Definition of “Adjustments” based on presentation format(Slide only)

@